Student Loans vs. Down Payments: 3 Ways You Can Manage Both and Buy a New Home

March 31st, 2017|

The idea of paying off your student loans and buying a home at the same time can seem like an impossible feat given the impact on your Debt-to-Income (DTI) ratio. However, there are ways it's possible to have enough funds and good enough credit to make your dream of home ownership come true a little more quickly.

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Is It Still Possible to Get a Mortgage With Zero Down? Yes – and Here’s How

March 23rd, 2017|

When it comes to investing in a mortgage, the down payment is key in making your investment a reality and proving to lenders that you're a safe bet. However, while most opportunities for putting zero down on a home have disappeared since the recession, there are still a few ways to buy without putting money down. If you're currently weighing your options, here's what you need to know if you don't have a down payment ready.

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Buying a Home This Autumn? 4 Unconventional Ways to Save up for Your Down Payment

November 9th, 2016|

Autumn is a popular time for new home buyers to start looking for their first house or condo. But with that down payment looming, everybody could use a bit of help saving up to make that bulk payment a little less intimidating.

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The Pros and Cons of Using Your Savings to Make Your Full 20 Percent Down Payment

October 11th, 2016|

If you've been perusing the real estate market with the hope of purchasing a home, you may be aware that the often-touted amount you should put down is 20 percent. However, there are both good and bad things involved in investing so much money into your new home.

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Mortgage Myths: Here’s Why You Don’t Need a Full 20 Percent Down Payment

September 15th, 2016|

If you're just getting into the real estate market, you may have heard that 20% down is the ideal percentage in order to lower your monthly payments and get your mortgage application approved. However, while 20% is often suggested, many people struggle to come up with this amount of money.

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3 Mortgage Mistakes That Could Be Costing You Money

July 13th, 2016|

Purchasing a home can be one of the most exciting and stabilizing investments of your life, but because of the expense, there are many ways you may be spending more money than you should. If you're wondering about the financial soundness of your home investment, here are some things to consider before putting anything down.

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Buying a New Home? Learn How the ‘Conforming Loan Limit’ Might Affect Your Purchase

February 24th, 2016|

'Conforming loan limit' may be a less familiar real estate term than the rest, but here are some things you'll need to know about it and what it could mean for your biggest investment.

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How to Calculate Your True Cost of Living and Determine How Much Mortgage You Can Afford

February 23rd, 2016|

If you're in the market for a house and are wondering how your income will stack up against the rest of your expenses, here's how to determine a home cost that's reasonable for you.

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